How to Check Union Bank Account Balance on Mobile Phone

Hi Reader! Do you know you can check your Union Bank account balance on your mobile phone without your ATM card? With advances in technology, banking is now simpler and stress-free.

There are so many things you can do on your Union Bank account with your phone, but in this article, we will be focusing on how to use your mobile phone to check your account balance.

You don’t have to go to the bank to check your account balance, to a POS shop to check your account number, or anywhere at all! All you need is your phone!!

Whether you are using a browsing phone or not, you can check your account balance. Whether you have data or not, you can check your balance.

So, rest assured that by the end of today, you will know how to check your account balance at Union Bank.

Without wasting much time, let’s get started.

Here, I will take you through two ways to check your account balance at Union Bank. So, hold on while I break these down for you!

About Union Bank of Nigeria

Union Bank of Nigeria Plc is a commercial bank in Nigeria. It has been operating in Nigeria since 1917.

The bank’s history can be traced to 1836, when London bankers and British merchants obtained a royal charter from William IV to conduct banking business in the Caribbean.

This group of investors then formed Colonial Bank. Following an act of parliament that empowered the bank to open branches beyond the Caribbean, the Colonial Bank began operations in Nigeria in 1917.

Operations started with banking centres in Lagos, Jos and Port-Harcourt. Further centers were opened in financially important areas, in 1918, the bank opened additional centers at Ebute-Metta, Onitsha, Ibadan, Kano and Zaria and then added another branch at Burutu in 1921.

During this time, Colonial’s banking activities also covered other cities in British West Africa, including Accra and Freetown. In 1925, Barclays Bank acquired Colonial Bank, changing its name to Barclays Bank (Dominion, Colonial and Overseas) and later to Barclays Bank (DCO).

During the period between 1925 and 1950, commercial expansion was hampered by the Great Depression and World War II, though the bank continued to operate steadily, opening a few branches while closing others.

In the 1950s, the bank expanded its operations in Nigeria, and by the beginning of 1960, it had 41 branches. You can read more here.

How to Check Account Balance on Union Bank

The following are the two reliable and easy ways to access your Union Bank account balance;

By using USSD Code
By using the Union Bank mobile app

So, let me take them one after the other, but before that, let’s quickly see how you can activate the Union Bank transfer code, because you are going to need it to access your account balance

How to Activate Union Bank Transfer Code

Before you can use the Union Bank transfer code, you will need to activate it. So, how do you do that?

Follow the simple steps below to activate the Union Bank transfer code on your mobile phone;

Open the call app on your phone and simply dial the USSD code *826#
You must use the phone number linked to your Union Bank account to dial the USSD code; it won’t work.
Enter your 10-digit NUBAN account number
Enter the last 6 digits of your Union Bank debit card
Then enter your 4-digit transfer PIN
Confirm your entries
And Congratulations! You have successfully activated the Union Bank transfer code on your mobile phone.

Now that you have activated the Union Bank transfer code, let us move on to checking your account balance using the USSD code.

How to Check Union Bank Account Balance Using USSD Code

The code to check the Union Bank account balance is *826#.

Now, to check your account balance using USSD Code. Follow the simple steps below;

Simply dial *826*4# with the line linked to your Union Bank Account
Enter your 4-digit transfer PIN
Your Union Bank account balance will be displayed for you on your phone screen.

Simple, right?

Note that using the above code incurs a fee of 20 naira only. MTN customers pay an extra N8 for balance enquiries.

Now, onto how to check your account balance on Union Bank using the mobile banking app. This method will only cost you data. No service fee for this method.

How to Check Union Bank Account Balance Using the Mobile App

To check your account balance on Union Bank using the mobile application, follow the simple steps below;

Download the Union Bank Mobile App on Google Play or the App Store.
Install and launch the app
If you are using it for the first time, you will need to register with some personal information. Just follow the process on the app.
After you have successfully registered, you can just log in, and your account balance will be on your dashboard.

Frequently Asked Questions: How to Check Union Bank Account Balance on Mobile Phone

How to Check Union Bank Account Balance Via USSD Code?

To check your Union Bank account balance via USSD, dial *826#. This code provides access to a variety of banking services, including checking your account balance.

What is the Process to Check Union Bank Account Balance Using USSD Code?

Follow these steps to check your account balance:

Dial *826# from the mobile number registered with your Union Bank account.
From the menu, select the option for ‘Check Account Balance’.
Follow the prompts, which may include entering your USSD banking PIN.
Your account balance will be displayed on your screen or sent to you via SMS.

Can I Check My Union Bank Account Balance Using the Union Bank Mobile App?

Yes, the Union Bank Mobile App is another convenient way to check your account balance. If you don’t have the app, you can download it from the Google Play Store or the Apple App Store, then register or log in with your banking details.

How to Check Union Bank Account Balance Using the Mobile App?

Here’s how to check your balance using the app:

Open the Union Bank Mobile App on your smartphone.
Log in with your username and password.
Once you’re logged in, your account balance should be visible on the dashboard or home screen.
If not, navigate to ‘Accounts’ or a similar option to view your account balance.

Is It Possible to Check Union Bank Account Balance Online?

Yes, you can check your Union Bank account balance online via the Union Bank Internet Banking platform. You’ll need to have registered for this service and have your login details.

How to Register for Union Bank Internet Banking?

To register for Union Bank Internet Banking, you will need to visit the nearest Union Bank branch or sign up online through the Union Bank website.

Provide your account details and fill out the necessary forms. Once registered, you will receive your login details.

How to Check Union Bank Account Balance Via Internet Banking?

Follow these steps to check your account balance:

Visit the Union Bank Internet Banking website.
Log in with your username and password.
Once logged in, your account balance will be displayed on the dashboard.
If not, go to ‘Account Summary’ or a similar option to view your account balance.

Are There Any Charges for Checking the Union Bank Account Balance?

Checking your account balance via the Union Bank Mobile App or Internet Banking is typically free. However, USSD services will attract a small charge.

Conclusion

Checking your Union Bank account balance on your mobile phone is quick and convenient. Using the Union Bank USSD code (8264#) or the UnionMobile App, you can access your account balance anytime and anywhere.

Ensure your phone number is registered with your account, and keep your PIN secure to protect your banking transactions.

With this post, I am confident I have satisfied your search intent. If you have any questions, kindly leave us a comment.