First Bank Transfer Code 2026

First Bank Transfer Code 2026: Do you have a First Bank account? In today’s fast-paced digital world, banking has become easier than ever.

You no longer need to visit a banking hall to send money, buy airtime, check your account balance, or pay bills. If you have a mobile phone, you can perform most banking transactions from the comfort of your home using the First Bank transfer code.

The First Bank transfer code, also known as the USSD banking code, allows customers to access banking services without an internet connection. Whether you use a smartphone or a basic mobile phone, this service gives you instant access to your account 24 hours a day.

This guide explains everything you need to know about the First Bank transfer code in 2026, including activation procedures, transfer limits, charges, airtime purchases, bill payments, security tips, and frequently asked questions, all here on Teezab.com.ng.

About First Bank of Nigeria

First Bank of Nigeria Limited, popularly known as FirstBank, is one of the oldest and most trusted financial institutions in Nigeria and Africa. Established in 1894, the bank has over a century of experience providing banking and financial services to individuals, businesses, government institutions, and corporate organisations.

Headquartered in Lagos, Nigeria, FirstBank operates a vast network of branches and digital banking platforms across the country and in several international locations. The bank is recognised for its innovation, customer service excellence, and commitment to financial inclusion, making banking services accessible to millions of Nigerians.

Over the years, FirstBank has introduced various digital banking solutions, including mobile banking, internet banking, ATM services, and its popular USSD banking service (*894#), which allows customers to perform banking transactions without an internet connection.

FirstBank offers a wide range of financial products and services, including savings accounts, current accounts, loans, investments, money transfers, business banking, and electronic payment solutions. The bank continues to play a significant role in Nigeria’s financial sector by supporting economic growth, entrepreneurship, and technological advancement in banking.

Today, FirstBank remains one of the leading commercial banks in Nigeria, serving millions of customers and maintaining a strong reputation for security, reliability, and innovation in the banking industry.

What Is the First Bank Transfer Code?

The First Bank transfer code is a USSD banking service provided by First Bank of Nigeria that enables customers to perform banking transactions by dialling a simple code on their mobile phones.

The official First Bank USSD banking code is:

*894#

This service works on all mobile networks in Nigeria, including MTN, Airtel, Glo, and 9mobile. It does not require mobile data or internet access.

See Also: How to Check First Bank Account Balance on Mobile Phone

What Can You Do With the First Bank USSD Code?

Using the First Bank transfer code, customers can:

• Transfer money to First Bank accounts
• Transfer money to other Nigerian banks
• Buy airtime for themselves
• Buy airtime for family and friends
• Check account balance
• Open a new account
• Pay electricity bills
• Pay cable TV subscriptions
• Block lost ATM cards
• Generate mini statements
• Change PIN
• Reset USSD profile
• Verify BVN details
• Manage banking transactions securely

What Is the Official First Bank Transfer Code in 2026?

The official First Bank USSD banking code remains:

*894#

Simply dial:

*894#

on the phone number linked to your First Bank account to access all available banking services.

Requirements for Activating First Bank Transfer Code

Before you can use the First Bank transfer code, ensure you have:

• An active First Bank account
• A debit (ATM) card
• A phone number registered with your bank account
• Your ATM card PIN
• A mobile phone

Once these requirements are available, you can activate the service within minutes.

How to Register and Activate First Bank Transfer Code

Follow these steps to activate First Bank USSD banking:

Step 1: Dial the Registration Code

Dial:

*894*0#

Using the phone number linked to your First Bank account.

Step 2: Select Your Debit Card

A list of masked debit card numbers linked to your account will appear.

Select your preferred debit card.

Step 3: Enter Your Debit Card PIN

Enter the last 4 digits of your ATM PIN.

Step 4: Create Your USSD PIN

Create a secure five-digit PIN to authorise future transactions.

Step 5: Confirm Registration

Once successful, you will receive a confirmation message indicating that your First Bank transfer code has been activated.

How to Transfer Money Using First Bank Transfer Code

To transfer money from First Bank to another account, dial:

*894AmountAccount Number#

For example:

*89450000123456789#

After dialling:

• Select the recipient’s bank
• Verify the recipient’s details
• Enter your USSD PIN
• Confirm the transaction

The transfer is usually completed instantly.

How to Transfer Money to Another Bank

First Bank USSD banking supports transfers to virtually all Nigerian banks.

Example:

To send ₦10,000 to another bank account:

*894100001234567890#

Then:

• Choose the destination bank
• Confirm the recipient’s name
• Enter your transfer PIN
• Complete the transaction

How to Buy Airtime for Yourself

To recharge your own phone line, dial:

*894*Amount#

Example:

*894*1000#

This purchases ₦1,000 airtime directly from your First Bank account.

How to Buy Airtime for Others

To recharge another person’s phone number, dial:

*894AmountPhone Number#

Example:

*89450008031234567#

Enter your PIN to complete the transaction.

How to Check Your First Bank Account Balance

To check your account balance, dial:

*894*00#

You may be required to enter your USSD PIN for verification.

Your available account balance will then be displayed.

How to Generate a Mini Statement

To view recent transactions, dial:

*894*Account Number#

Follow the prompts to receive a mini statement of recent account activities.

How to Open a First Bank Account Using USSD

Customers can open a new First Bank account without visiting a branch.

Simply dial:

*894*0#

and follow the provided account-opening instructions.

How to Pay Bills Using First Bank USSD Code

First Bank USSD allows payment for various services, including:

• Electricity bills
• Cable television subscriptions
• Internet services
• Educational payments
• Utility bills

To begin bill payments:

Dial:

*894#

and select the bill payment option from the menu.

How to Block Your ATM Card

If your ATM card is stolen or misplaced, you can block it immediately.

Dial:

*894*911#

Follow the prompts to block your card and prevent unauthorised transactions.

How to Change Your First Bank USSD PIN

If you need to change your transfer PIN:

1. Dial *894#
2. Select Settings
3. Choose Change PIN
4. Enter your old PIN
5. Create a new PIN
6. Confirm the new PIN

First Bank Transfer Limit in 2026

The transfer limit for First Bank USSD banking depends on your account profile and security level.

Generally:

Customers requiring higher limits may visit a First Bank branch to upgrade their accounts.

Charges for First Bank Transfer Code Transactions

The following charges may apply:

Charges may change according to banking regulations and telecommunications policies.

Frequently Asked Questions (FAQs): First Bank Transfer Code 2026

What is the official First Bank transfer code?

The official First Bank USSD banking code is *894#.

Can I use the First Bank transfer code without internet access?

Yes. The service works without mobile data or internet access.

How do I activate First Bank transfer code?

Dial *894*0#, select your ATM card, verify your details, and create your transfer PIN.

Can I transfer money to other banks?

Yes. First Bank USSD supports transfers to all major Nigerian banks.

How do I check my account balance?

Dial *894*00# using your registered phone number.

Is First Bank USSD banking safe?

Yes. The service uses PIN authentication and multiple security measures to protect customer accounts.

Can I buy airtime for another person?

Yes. Dial *894AmountPhone Number#.

What happens if I lose my phone?

You should immediately block your account or ATM card using the appropriate USSD security option or contact customer care.

Conclusion

The First Bank transfer code (*894#) remains one of the easiest and fastest ways to perform banking transactions in Nigeria in 2026. Whether you want to transfer money, buy airtime, check your account balance, pay bills, or block your ATM card, the First Bank USSD service provides a secure and convenient solution without requiring internet access.

For millions of Nigerians, especially those in areas with limited internet connectivity, First Bank’s USSD banking platform remains an essential tool for conducting everyday financial transactions quickly, safely, and efficiently.

For millions of Nigerians, especially those in areas with limited internet connectivity, First Bank’s USSD banking platform remains an essential tool for conducting everyday financial transactions quickly, safely, and efficiently.

With this post, I am confident I have satisfied your search intent. If you have any questions, kindly leave us a comment.